HDFC Bank Q4 Results: Profit, NII beat estimates, final dividend at ₹22 per share

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HDFC Q4 result: The bank's board has recommended a final dividend of ₹22 per share for the financial year ending March 2025. 

Profile imageBy CNBCTV18.com April 19, 2025, 5:39:40 PM IST (Updated)

 Profit, NII beat estimates, final dividend at ₹22 per share

India's largest private lender HDFC Bank on April 19 reported better than estimated January-March 2025 quarter results with net profit rising over 6.7% year-on-year to ₹17,616 crore and net interest income growing 10.3% to ₹32,066 crore.

A CNBC-TV18 poll projected PAT at ₹17,058.1 crore and NII at ₹30,769.3 crore for the fourth quarter.

The net interest margin (NIM) on total assets was at 3.54% for the quarter versus 3.43% in the December quarter.

The lender's core operating profit was strong, rising 20.6% on year to 26,146.7 crore. It was up nearly 5% on a sequential.


Gross Non-Performing Assets (Gross NPA) during the quarter stood at ₹35,222.6 crore vs ₹36,018.6 crore in the third quarter. The GNPA ratio was at 1.33% versus 1.42% in the previous quarter, while net NPA ratio was 0.43% versus 0.46% in the previous quarter (October-December 2024).

HDFC Q4 results 2025: Catch all the live updates here

Provisions for the quarter stood at ₹3,193 crore compared to ₹3153.85 crore in the third quarter (Q3FY25) and ₹13,511.6cr in the same quarter last year.

The bank's board has recommended a final dividend of ₹22 per share for the financial year ending March 2025. 



As per the exchange filing, “The Board also recommended a dividend of 22 per equity share of Re 1/- each fully paid up (i.e. 2200 %) for the FY25, subject to the approval of the shareholders. The record date for determining the eligibility of members entitled to receive the said dividend is Friday, June 27, 2025.”

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In a post-earnings conference call, Srinivasan Vaidyanathan, CFO of HDFC Bank noted, "Robust deposit franchise, wide distribution and strong customer relationship helped us grow to 27.1 lakh crore of deposits. Asset quality is a key strength and differentiator and it remains pristine."



First Published: 

Apr 19, 2025 3:31 PM

IST

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