ICICI Bank Q4 Results | Net profit surges 18% to ₹12,630 crore on higher net interest income

The country's second-largest private sector lender, ICICI Bank Ltd, on Saturday (April 19) reported an 18% year-on-year (YoY) rise in net profit at ₹12,630 crore for the fourth quarter that ended March 31, 2025.

In the corresponding quarter of the previous fiscal, ICICI Bank posted a net profit of ₹10,707 crore, the bank said in a regulatory filing. The CNBC-TV18 poll had predicted a profit of ₹11,956.4 crore for the quarter under review.

Net interest income (NII), which is the difference between the interest income a bank earns from its lending activities and the interest it pays to depositors, increased 11%, coming at ₹21,193 crore against ₹19,092.8 crore in the corresponding quarter of FY24. The CNBC-TV18 poll had predicted a Net interest income of ₹20,853.6 crore for the quarter under review.

The gross non-performing asset (GNPA) stood at 1.67% in the March quarter against 1.96% in the December quarter. Net NPA came at 0.39% against 0.42% quarter-on-quarter. In monetary terms, gross NPA stood at ₹24,166.2 crore against ₹27,745.3 crore quarter-on-quarter, whereas net NPA came at ₹5,589.4 crore against ₹5,897.8 crore quarter-on-quarter.

The board has recommended a dividend of ₹11 per share (equivalent to a dividend of $0.26 per ADS) in line with applicable guidelines. The declaration of dividends is subject to requisite approvals. The record/book closure dates will be announced in due course.

The results came after the close of the market hours. On Thursday (April 17), shares of ICICI Bank Ltd ended at ₹1,406.65, up by ₹49.90, or 3.68% on the BSE.