India clocks 77.6 crore digital payments daily as UPI deepens grip: RBI report

India processed 77.6 crore digital payment transactions every day in 2025, with annual volumes crossing ₹26,800 crore, according to RBI data. UPI continued to dominate everyday spending, accounting for over 85% of transactions by volume, while debit card usage dropped sharply despite rising card issuance. Credit cards, meanwhile, saw strong growth led by private banks, highlighting a split between low-ticket digital payments and high-value spending.